Free tax health check
A free AI tax health check for a UK business. Answer six short questions and Taxmo analyses your tax position, gives you a score with a status band, lists specific findings, estimates where savings may be available and makes a recommendation. It runs in the browser without signing up, without a card, and without connecting any accounts.
What the tax health check is
The check is a free, no-signup tool on taxmo.co.uk/tax-checkup aimed at UK sole traders, freelancers, contractors, partnerships and small limited companies. It takes about a minute. It is a first-pass review of your tax position based on what you tell it, designed to surface potential savings, compliance risks and optimisation opportunities you can then look into properly.
It is not connected to your books. Nothing is imported, no bank or HMRC connection is involved, and you do not need a Taxmo account to run it.
The six questions it asks
The form is short by design and only the first two answers are required before you can run the check.
- Business type: sole trader, freelancer, limited company, partnership or contractor inside or outside IR35
- Estimated annual revenue, chosen from a range rather than an exact figure
- Whether you are VAT registered
- Whether you already have an accountant
- Your main business expenses, in your own words, for example office rent, travel, software or materials
- How you file: self-filing online with HMRC, through an accountant, using accounting software, or not filed yet
What you get back
The result is a score out of 100 with a status band of excellent, good, needs attention or at risk, and a short recommendation explaining the verdict.
Below that comes an estimate of potential savings based on your business profile and common optimisation opportunities, and then the detailed findings: a list of specific areas, each marked as fine, a warning or an issue, with a short explanation of what was spotted. You can run the check again with different answers as many times as you like within a fair-use limit.
What it is, and what it is not
This is an indicative review, not tax advice and not a filing. It is generated from six answers and a general model of how UK tax works for businesses of your shape, so it cannot see your actual records, your history with HMRC or anything that makes your situation unusual. The estimated savings figure is a possibility to investigate, not an amount you are owed.
Treat the findings as a list of things worth checking rather than conclusions. Anything material should be confirmed against GOV.UK or with an accountant before you act on it.
What to do with the result
The page offers two routes from the result. You can look at Taxmo's accountant directory and practice platform at /for-accountants if the findings suggest you want professional help, or you can start a free Taxmo account and work through the findings yourself.
Inside Taxmo, the ongoing equivalent of this check is the Tax Savings Finder, which compares your actual recorded expenses against the deduction categories HMRC allows and flags the gaps with the HMRC page behind each suggestion, and the AI assistant, which answers UK tax questions with the source it drew on. Those work from your real entries rather than a six-question profile.
Privacy and limits
You do not create an account and you do not enter an email address to get the result. The inputs are the six answers listed above, all of them ranges or free text you choose to give, with no personal identifiers, no bank connection and no HMRC connection.
The endpoint is rate limited per IP address to keep it usable, so a burst of repeated runs from the same address will be asked to try again later. Inputs are length-capped and validated before being processed.
Common questions
What is the Taxmo tax health check?
It is a free tool at taxmo.co.uk/tax-checkup that reviews a UK business's tax position from six short answers. It returns a score out of 100 with a status band, a recommendation, a list of detailed findings marked as fine, a warning or an issue, and an estimate of where savings might be available. It takes about a minute and needs no signup.
Do I need a Taxmo account or a card to run it?
No. There is no signup, no email address required to see the result, and no payment details. You answer the six questions on the page and the result appears in the browser. If you want to act on the findings you can then start a free Taxmo account, but nothing obliges you to.
What does the tax health check ask me?
Six things: your business type (sole trader, freelancer, limited company, partnership or contractor), your estimated annual revenue as a range rather than an exact figure, whether you are VAT registered, whether you already have an accountant, your main business expenses in your own words, and how you currently file. Only the business type and revenue range are required to run the check.
Is the result tax advice I can rely on?
No. It is an indicative review generated from six answers, so it cannot see your actual records, your filing history or anything unusual about your situation, and the estimated savings figure is a possibility to investigate rather than an amount you are owed. Treat the findings as a list of things worth checking. Confirm anything material against GOV.UK or with an accountant before acting on it.
What happens to the information I enter?
The inputs are the six answers on the form: ranges and free text you choose to give, with no personal identifiers, no bank connection and no HMRC connection. You are not asked to create an account or supply an email address to see the result. The endpoint is rate limited per IP address and inputs are length-capped and validated before processing.
Who is the tax health check useful for?
UK sole traders, freelancers, contractors, partnerships and small limited companies who want a quick second opinion on whether their tax position looks sound. It is most useful if you are unsure whether you are claiming everything you could, whether you should be VAT registered, or whether your filing method is still the right one. If your affairs are complex, use it as a prompt for a conversation with an accountant rather than as an answer.