# Free tax tools for sole traders

Canonical: https://taxmo.co.uk/tools

Calculators and reference pages for UK sole traders and freelancers. Each one says which tax year it uses and where to check the figures on GOV.UK.

## No sign-up needed

These open straight away on taxmo.co.uk.

- Self-employed take-home calculator: what you keep from your profit after income tax and Class 4 National Insurance, with Scottish income tax bands.
- Day rate calculator: the day rate you need for the income you want to keep, after tax, National Insurance and business costs.
- PAYE calculator: take-home pay from a salary after income tax, employee National Insurance, student loan and a workplace pension.
- Pension tax relief calculator: what a pension contribution costs after relief at source or net pay, and the extra relief you claim at higher rates.
- UK tax rates and UK tax deadlines, each with its GOV.UK source.
- Tax health check: a quick first look at your tax position from a few short answers.

## With a free Taxmo account

A VAT calculator (net to gross and back) and an income tax estimator that shows income tax and National Insurance band by band.

---

This page explains what Taxmo and UK tax rules do rather than quoting figures that are indexed or reset at fiscal events. Check current amounts on GOV.UK.